:root{--navy:#0e3141;--navy2:#143f52;--green:#18ad7e;--green2:#0f8e68;--mint:#eaf8f3;--bg:#f5f9fb;--text:#173244;--muted:#667987;--line:#d9e6eb;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{color:var(--green2);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(1120px,calc(100% - 40px));margin:auto}header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 0}.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy)}.brand img{width:46px;height:46px;object-fit:cover;border-radius:12px}.navlinks{display:flex;gap:22px;flex-wrap:wrap}.navlinks a{color:var(--navy);font-weight:650}.hero{padding:84px 0 68px;background:radial-gradient(circle at 82% 18%,rgba(24,173,126,.15),transparent 30%),linear-gradient(135deg,#fff 0%,#f2fbf8 55%,#eef6fa 100%);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}.badge{display:inline-flex;align-items:center;gap:8px;background:var(--mint);color:var(--green2);padding:8px 12px;border-radius:999px;font-weight:800;font-size:.9rem}h1{font-size:clamp(2.5rem,5vw,4.7rem);line-height:1.02;margin:18px 0;color:var(--navy);letter-spacing:-.04em}h2{font-size:clamp(1.8rem,3vw,2.8rem);line-height:1.12;color:var(--navy);margin-top:0}h3{color:var(--navy)}.lead{font-size:1.18rem;color:var(--muted);max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:12px;font-weight:800;border:1px solid transparent}.btn-primary{background:var(--green);color:white}.btn-primary:hover{background:var(--green2);text-decoration:none}.btn-secondary{background:white;color:var(--navy);border-color:var(--line)}.btn-secondary:hover{text-decoration:none;border-color:#b9cbd2}.hero-card{background:var(--navy);color:white;border-radius:24px;padding:26px;box-shadow:0 20px 60px rgba(14,49,65,.18)}.hero-card h3{color:white;margin-top:0;font-size:1.35rem}.hero-card ul{padding-left:20px;margin-bottom:0}.section{padding:72px 0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 28px rgba(14,49,65,.05)}.icon{width:44px;height:44px;border-radius:12px;background:var(--mint);display:grid;place-items:center;color:var(--green2);font-weight:900;font-size:1.15rem}.panel{background:white;border:1px solid var(--line);border-radius:20px;padding:28px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px}.small{font-size:.94rem;color:var(--muted)}.notice{background:#fff8e7;border:1px solid #f0d694;border-radius:14px;padding:16px 18px}.legal{max-width:900px;margin:0 auto;background:white;border:1px solid var(--line);border-radius:20px;padding:34px}.legal h1{font-size:2.35rem}.legal h2{font-size:1.45rem;margin-top:34px}.legal h3{font-size:1.05rem;margin-top:24px}.legal ul{padding-left:22px}.footer{background:var(--navy);color:#dce9ee;padding:34px 0;margin-top:52px}.footer a{color:#b9f0dd}.footer-grid{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}hr{border:0;border-top:1px solid var(--line);margin:28px 0}@media(max-width:800px){.hero-grid,.cards,.two-col{grid-template-columns:1fr}.nav{align-items:flex-start}.navlinks{gap:12px;font-size:.92rem}.hero{padding-top:56px}}